Improving cash flow is an essential part of financial planning. We start by identifying expenses that can be reduced, eliminated or optimized. Then we identify opportunities to increase revenue.


If you have a mortgage, auto loans, credit card balances, student loans, or other financial obligations, we put you on a plan to be debt-free within the next 8-10 years, including your mortgage.


To properly plan and be prepared for emergencies, 3-6 months of net income should be in reserve and assessable in a bank. Unfortunately, the only savings that the majority of people have is in their 401(k) or IRA, which is subject to restrictions and penalties for early withdrawal.


The majority of Americans do not have enough life insurance nor do they have the right type of life insurance for their family's needs. Furthermore, as the cost of healthcare rises and we are living longer, most people are not prepared for the costs that are associated with chronic, critical or terminal illness.


Long-term savings must outpace inflation and minimize taxation in order to achieve financial success. We educate clients on the many options available including indexed products, land banking, alternative investments and more.


A successful financial plan includes a strategy to reduce or eliminate estate taxes upon the transferrance of wealth from one generation to another. We use the tools and strategies of the wealthy to help Middle America keep its hard-earned money in the family.

A Personalized Plan For Success


Hegemon Group International, LLC. (HGI) is a marketing company offering a vast array of products and services through a network of independent affiliates. HGI does not provide insurance products, legal or tax advice.  Insurance products offered through Hegemon Financial Group, LLC (HFG); and in California, insurance products offered through Hegemon Insurance Solutions, LLC (CA License #0I01898) – collectively HFG.  HFG is licensed in all states and the District of Columbia, except Massachusetts.

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